Where to Exchange Money in Phu Quoc (2026): Banks & Local Shops

Today’s indicative exchange rate in Phu Quoc

Last checked: 6 September 2026 at 23:00 ICT.

Reference cash-buy rates from Vietcombank, shown as Vietnamese dong per one unit of foreign currency. The actual rate at a bank, gold shop or exchange counter may be different.

Indicative information only. Rates change during the day; check the displayed calculation and count your money before leaving. Source: Vietcombank.

Short answer: If you are looking for where to exchange money in Phu Quoc, start by comparing the most convenient option with a bank or reputable local exchange option in the city. The right choice depends on your arrival point, currency, timing and the amount you need.

Last checked: August 2026. Exchange rates, opening hours and business availability can change, so verify the final details before making a larger exchange.

Where to exchange money in Phu Quoc at a glance

Phu Quoc is spread out. Exchange enough for the first transfer, then compare a city bank or reputable local option before changing a larger amount.

Place or option	Use it for	Check before paying
TPBank Phu Quoc	Check the current rate and accepted currencies before exchanging.	Compare the final VND amount and keep the receipt.
Sacombank Phu Quoc	Check the current rate and accepted currencies before exchanging.	Compare the final VND amount and keep the receipt.
Dong A Bank Phu Quoc	Check the current rate and accepted currencies before exchanging.	Compare the final VND amount and keep the receipt.
ACB Phu Quoc	Check the current rate and accepted currencies before exchanging.	Compare the final VND amount and keep the receipt.
Ngoc Trai Thanh Nhan Phu Quoc	Check the current rate and accepted currencies before exchanging.	Compare the final VND amount and keep the receipt.
Good & Good	Check the current rate and accepted currencies before exchanging.	Compare the final VND amount and keep the receipt.
Some currency exchange tips	Check the current rate and accepted currencies before exchanging.	Compare the final VND amount and keep the receipt.

How to use this guide

Do not choose a place only because it appears first in a search result. Check the location, accepted currency, opening status, displayed rate, fees and the final VND amount. For a small arrival exchange, convenience can matter more than a small rate difference. For a larger amount, compare at least two options and ask for the calculation before passing over your money.

Places and options to compare

TPBank Phu Quoc

TPBank, or Tien Phong Commercial Joint Stock Bank, is a commercial bank in Vietnam that offers a wide range of banking and financial services to individual and corporate customers. Established in 2008, TPBank has quickly grown to become one of the leading banks in Vietnam, known for its innovative approach to banking and finance. If you are looking for a trustworthy place for money exchange in Phu Quoc with a good rate, this is the one to go to.

• Address: 87 Nguyen Trung Truc, Duong Dong, Phu Quoc Island
• Opening time: 8:00 to 17:00 (Monday to Friday) – 8:00 to 11:30 (Saturday)
• Currency accepted: Almost all of the currencies
• Phone: 1900585885
• Currency exchange rate: updated daily, check this page.

Sacombank Phu Quoc

Sacombank is a prominent Vietnamese commercial bank offering a wide range of financial services, including currency exchange. It’s a reliable option for money exchange in Phu Quoc due to its competitive rates and extensive network.

• Address: No. 52, 30 thang 4 street, Duong Dong, Phu Quoc Island
• Opening time: 7:30 to 11:30 and 13:00 to 17:00 (Monday to Friday)
• Currency accepted: Almost all of the currencies
• Phone: 02973995112
• Currency exchange rate: updated daily, check this page.

Dong A Bank Phu Quoc

Dong A Bank is a significant Vietnamese bank, recognized for its comprehensive banking services catering to both individual and corporate clients. It operates a broad network across Vietnam, facilitating services like deposits, loans, and currency exchange. Known for its customer-focused approach, Dong A Bank is a solid choice for money exchange in Phu Quoc, including transactions in tourist areas.

• Address: 125 Nguyen Trung Truc, Duong Dong, Phu Quoc Island
• Opening time: 7:30 to 17:00 (Monday to Friday)
• Currency accepted: Almost all of the currencies
• Phone: 0297 3993 770
• Currency exchange rate: updated daily, check this page.

ACB Phu Quoc

ACB (Asia Commercial Bank) in Phu Quoc is part of a well-established Vietnamese banking institution, offering a suite of financial services tailored to both individuals and businesses. With a focus on customer service and technological integration, ACB provides reliable service for money exchange in Phu Quoc.

• Address: 118 Nguyen Trung Truc, Khu Pho 8, Phu Quoc Island
• Opening time: 7:30 to 16:30 (Monday to Friday) and 7:30 to 11:30 (Saturday)
• Currency accepted: Almost all of the currencies
• Phone: 0301452948
• Currency exchange rate: updated daily, check this page.

Ngoc Trai Thanh Nhan Phu Quoc

Ngoc Trai Thanh Nhan is a jewelry shop, that sells pearls, gems, and other souvenirs in Phu Quoc. However, they are also well-known for currency exchange services. Besides the banks above, this place is the most recommended individual shop for money exchange in Phu Quoc.

• Address: 108 Bach Dang, Khu Pho 2, Phu Quoc Island
• Opening time: 9:00 to 23:30 (Monday to Sunday)
• Currency accepted: Accept the common currencies (VND, USD, AUD, INR, JPY, GBP, CAD, SGD,…)
• Phone: 0986594313

Good & Good

Located in the center of Phu Quoc Island, Good & Good is a tourist center that also offers great money exchange services.

• Address: 141 Tran Hung Dao street, Duong To, Phu Quoc Island
• Opening time: 6:30 to 21:30 (Monday to Sunday)
• Currency accepted: Accept the common currencies (VND, USD, AUD, INR, JPY, GBP, CAD, SGD,…)
• Phone: 0919792739

Some currency exchange tips

Here are some tips for your smooth money exchange in Phu Quoc:

1. Airport Currency Exchange: Upon arrival, you may find currency exchange counters at Phu Quoc International Airport. While convenient, these counters often offer less favorable rates. That is why we don’t put it in the list of best places to exchange money above. It’s advisable to exchange a small amount here if necessary, then look for better rates elsewhere on the island.

2. Bank Branches Over Independent Exchangers: Phu Quoc has several bank branches, including those of major Vietnamese banks. Banks usually provide more reliable and competitive exchange rates compared to independent exchange services found in tourist areas. Given the island’s developing infrastructure, relying on established banks is a safer bet.

3. ATM Withdrawals: For many travelers, withdrawing VND (Vietnamese Dong) directly from ATMs can be practical. The island is equipped with a network of ATMs. However, be mindful of withdrawal fees and daily limits, which may vary significantly between banks.

4. Carry Some Cash: While digital payments are gaining traction, cash transactions remain prevalent, especially in remote areas of the island or for small purchases. Having VND on hand is essential for seamless transactions across Phu Quoc.

5. Exchange Rates and Fees: Be aware of current exchange rates and potential service fees. Check this article, which will help you assess whether you’re getting a fair exchange rate.

6. Beware of Counterfeit Bills: While not a common issue, it’s wise to exchange money at reputable locations to avoid the risk of receiving counterfeit currency. You can also read our guide to spot fake Vietnam Dong for more information.

7. Negotiate for Better Rates: In some places, especially if exchanging a significant amount of money, you may have room to negotiate for better rates.

Airport, bank, gold shop or card: which is best?

An airport counter is useful when you have just landed and need transport, food or a first payment. A bank can feel more predictable, although opening hours and accepted currencies vary. A gold shop or local exchange counter may be convenient in a central area, but you should confirm it is suitable for foreign-currency exchange and check the receipt carefully. Cards and ATMs can reduce the amount of cash you carry, but fees and limits depend on the bank and card provider.

Safety checklist before you exchange

• Check the currency pair and the final calculation.
• Ask whether any fee is deducted before you agree.
• Count the VND notes at the counter.
• Check for damaged or suspicious notes before leaving.
• Keep the receipt for a larger transaction.
• Do not hand over your passport or bank card as security.

Questions travelers ask about exchanging money in Phu Quoc

Should I exchange money at the airport?

Use the airport for convenience and the first transport or meal. For a larger amount, compare the final amount with a city bank or reputable exchange option first.

Is a gold shop always better than a bank?

Not automatically. A gold shop may be convenient in some areas, but travelers should check licensing, the displayed rate, the amount received and the receipt before handing over cash.

How do I compare exchange rates?

Ask how many Vietnamese dong you will receive after every fee. Count the notes before leaving and keep the receipt. Rates change during the day.

Can I use cards instead of cash?

Cards work in many hotels, supermarkets and larger businesses, but smaller food stalls, markets and local transport often still need cash. Keep a practical cash reserve.

What if the rate looks unusually good?

Stop and check the full calculation. A good-looking rate can be offset by a fee, an old note, a misunderstanding about the currency or a wrong final amount.

More Vietnam money-exchange guides

• Where to Exchange Money in Da Nang & Hoi An (2026)
• Where to Exchange Money in Sapa (2026): Banks & Local Options
• Where to Exchange Money in Ho Chi Minh City (2026)
• Where to Exchange Money in Hanoi (2026): Old Quarter & Airport
• Where to Exchange Money in Vietnam (2026): Best Rates & Tips
• Where to Exchange Money in Hue (2026): Banks, Gold Shops & Airport
• Where to Exchange Money in Ha Long Bay (2026)
• Vietnam Currency & VND Guide (2026): Cash, Cards & ATMs

AN Tours Vietnam helps travelers plan transport and tours around Vietnam. Verify current business details before visiting because rates, hours and availability change.